Corporate Finance

Corporate Finance

High street banks’ reluctance to lend with delays at each stage of the process is still causing frustration to businesses, despite Government pressure. After months of delays at legal stage businesses find the terms of lending are onerous and biased in the favour of the lender, such that the deal loses momentum – and in some cases it dies.

Consilium have recently teamed up with a debt fund to facilitate larger debt deals from £1m to £7m. The key USP that the loan is based on cash flow rather than the more traditional route of asset-backed lending.

The fund is backed by major institutional investors, and is actively seeking SME businesses with good cash flow and profitability over a period of at least 3 years. Typically this is geared towards lending larger amounts than the high street banks would provide to the same business. Consilium have direct access to the fund and would in most cases directly introduce Debt Fund’s senior advisors to the client, so that the loan process is as streamlined as much as possible.

If you are in the market for growth or acquisition funding, or just at the strategic planning stage Consilium would welcome the opportunity to discuss this with you; with a view to assessing if your project would be suitable for this unique funding line.